Ever wondered how easy it is to get money transferred from a credit card account to a bank account in Germany? I mean, the type of account which does not have a physical credit card, but where you have to request a transfer from your credit account to your bank account. It is not as easy as some people may imagine, and probably for good reason. A friend of mine rang his credit card company yesterday to perform just such a transaction, and had to search through his memory to answer some of the security questions posed.
Photo Source: frankieleon -> Creative Commons
Normally you’d think the date of birth and address, even the bank account number to which the money is to be sent would suffice. Security has, however, been enhanced in some cases. How many of the following questions can you answer easily, bearing in mind that you have had the account several decades:
- Telephone number
- Date of Birth
- Marital status
- Marital status at the time of opening the account
- Employer at the time of opening the account
- Bank account number
- Bank number (SWIFT)
Security is to be welcomed, especially when it comes to finances, but isn’t this going a little over the top, especially when you bear in mind that this particular credit card company only allows a transfer to one, already registered, account.
Love & Kisses, Viki.